Bank Dhofar

Housing Loan


Financial assistance to make your plans a reality.

BankDhofar recognises that ‘there is no place like home’ and the specially designed Home Loan, with its minimal processing fee and attractive interest rates, helps you own a space that you can call your own.

Types of Housing Loan:
  • Buying a home

  • Buying a land

  • Constructing a new house or apartment

  • Extension, improvement or renovation of house

  • Buyout from other banks

  • Buying a land & building


Features:
  • Minimum loan amount OMR 10,000

  • Maximum loan OMR 500,000 (audited net worth statement required for loan amount exceeding OMR 250,000)

  • Up to 80% of the property value can be financed

  • DBR up to 60%

  • Home Loan available to joint account holders

  • Lower life insurance and property premium

  • Access to online services enabling you to check your outstanding loan and instalments.


Eligibility:
  • Minimum salary of OMR 320

  • Minimum age 18 years and above

  • Loan up to 25 years repayment period.


*Preferential interest rates are fixed for 1 year and are subject to review based on market conditions. All Loans are subject to Bank’s approval, T&C.



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