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Personal Loan

Financial support to turn plans into reality

  • Minimum Personal Loan amount: OMR 1,000
  • Maximum Personal Loan amount: OMR 500,000
  • Short term tactical personal available
  • Loan top-up facility available
  • Special discount of 0.50% offered on interest rate to Al Riadah customers
  • Special discount on home loan, personal loan and auto loan up to 0.25% offered on interest to Al Rifaa accountholder

Got a financial need you did not anticipate? No problem. 

The BankDhofar Personal Loan facility is designed to help you overcome financial constraints that keep you from fulfilling your personal plans. Be it a holiday you deserve or an overdue makeover project for your home, you will find all the support you need here. 

Apply for a Personal Loan  now 

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Frequently Asked Questions

If you are an Omani national or an expatriate aged over 18 years, and earning a minimum salary of OMR 300, you are eligible to apply for a Al Riadah Personal Loan.

BankDhofar offers competitive Personal Loan rates for all Al Riadah and Al Rifaa customers. To know more, drop in to any nearby BankDhofar Branch and talk to our Loan advisors or call us anytime 24x7 on +968 24775775.

Yes, up to 2 repayment deferments per year (inclusive of Eid Deferment) can be requested during loan application. 

Yes, Short Term Personal Loan is available for tactical needs, such as:

  • School fees
  • Marriage fees
  • Travel fees
  • Health and beauty treatment fees

Yes, you can apply for top-up or enhancement of their personal loans, provided you fulfil ANY ONE of the following conditions:

  • Existing loan has been repaid regularly for 24 months or more, or
  • 50% or more of existing loan is repaid, or
  • Existing loan is less than full eligible amount.

Yes, BankDhofar offers special discounted interest rates for government, quasi-government and approved company employees who avail a Personal Loan of OMR 5,000 or more. 

Tenure: Up to 1 year
Government / quasi-government - 3.5%
Other approved employers - 3.75% 

Tenure: Over 1 year, up to 2 years
Government / quasi-government - 3.75%
Other approved employers - 4.00%

Tenure: Over 2 years, up to 3 years
Government / quasi-government - 4.00%
Other approved employers - 4.25%

IMPORTANT

No repayment deferment is permitted under this scheme. 

To know more, please call us anytime 24x7 on 24791111.

Drop in at any BankDhofar branch near you. Find your nearest location click here.

You can also send us an email at riadah@bankdhofar.com or call us anytime 24x7 on 24775775.

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