SME Digital Business Banking

Managing a business can be complex and time-consuming. That’s why BankDhofar offers BankDhofar Digital Business Banking, a comprehensive solution for all your banking and business needs. Enjoy tailor-made services such as enhanced fund transfer limits, unified access to multiple entity accounts, an easy two-step registration process without additional paperwork, a simple two-step password generation process for new passwords and ID unlocks, and bulk salary upload functionality with easy converters, duplicate checks, and regulatory validations. Simplify financial management and elevate your business with BankDhofar Business Digital Banking.

All You Need to Know

Features

BankDhofar Business Digital Banking delivers a seamless, instant, and paperless onboarding experience, transforming the way current account customers join the digital age.

• One View for All Your BankDhofar Accounts: Have multiple Customer IDs with BankDhofar for your diverse business and personal banking needs? Consolidate them under one user ID on BankDhofar Business Digital Banking and effortlessly access balances, statements, transfer funds (including quick remittance to India), credit card details and payments, Utility bill payments, bulk salary payments, and much more from any of your accounts with a single login.
• Enhanced Fund Transfer Limits: Avail money transfer limits up to 35,000 OMR from each of your BankDhofar accounts.
• Payroll Payments Simplified: Effortlessly track payroll payments with easy converters and inbuilt validations, manage utility bills, and due dates.
• VAT Calculation & Invoices: The BD Business Digital Banking platform also offers features to download VAT details and invoices.

Eligibility

Ready to register? Here are the simple eligibility criteria you must fulfill:

• You must be a BankDhofar Current Account holder and an authorized signatory.
• You must have an active Debit Card.
• You must not be registered on BankDhofar Corporate Internet Banking.
• Your mobile number must be registered with the bank for the account.

Documentation

The fully digital onboarding process on the BD Digital Business Banking platform requires no documentation for registration of Retail Internet Banking

• Please Click here to know more about BankDhofar Digital Business Banking self-registration process.
• For Frequently Asked Questions, please Click here

Bank Dhofar is one of the largest acquirers of Visa and Master Cards in Oman with over 11,000 state of the art POS terminals deployed across the Sultanate. We offer the latest wireless 4G Internet based point of sales machines at competitive rates.

Features 

• State of the art wireless POS terminals
• Inhouse POS
• ATEX certified machines
• Fast and error free transaction processing
• Visa, MasterCard and American Express cards accepted
• 24/7 technical support
• Unique features like dual commission (BD & other banks)
• Customized electronic statements
• User friendly machines
• Mobile POS
• Soft POS

SoftPos enables acceptance of contactless payments made with plastic card and any of its virtual equivalents added to Google Pay, Apple Pay, wearables or proprietary HCE wallets

Features 

• Runs on all phones with NFC module and Android 8.0 OS or higher. Accepts payments with Google Pay, Apple Pay wallets, and wearables
• Procedures built-in: device attestation, asymmetric keys stored in hardware-backed secure element, client certificates, attack prevention procedures, PIN required.
• No extra hardware required. Merchant handset is enough.

The benefits of BankDhofar Payment Gateway for e-commerce is two-fold

Features

Benefits for merchants

• Increased revenue opportunity through online sales
• Easy integration of the Payment Gateway, using a software plug-in
• Increased cardholder confidence in making online purchase, leading to increased sales
• Security features to reduce risk of fraud
• Reliable service reduces transaction disputes and associated costs

Benefits for customers

• Convenience of seamless online purchase
• Secure transaction using two-factor authentication (OTP and PKI)

ATM,CDM & MFK

Features

ATM Services

• Cash withdrawal in OMR,AED and USD
• Mini statement
• Balance inquiry
• Self-fund transfer
• Third party transfer (within BankDhofar)
• Transfer funds to other local bank accounts
• Change PIN code
• Cardless cash withdrawal
• Update mobile number
• Cardless ATM service
• Instant Transfer Account to Account
• Activating ATM card for the first time
• Check book request

CDM Services

• Cash Deposit in OMR
• Bill Payment
• OIFC Water Bill
• OIFC Electricity Bill
• ONIC Water Bill
• ONIC Electricity Bill
• Mobile GSM Bills (Omantel & Ooredoo)
• Telephone Bills (Omantel & Ooredoo)
• Internet Bill (Omantel, Ooredoo & AWASR)
• Haya water
• AWASAR
• Mobile Top-Up (Omantel , Ooredoo , Renna & Friendi)
• Donation to Charities that have accounts maintained in BankDhofar
• BankDhofar Credit Card PaymentCheque Deposit
• American Express bill payment
• Cash Deposit using mobile number
• Zakat payment
• Self-fund transfer

MFK Services

• Instant Debit Card Issuance & Activation.
• The MFK enables customers to instantly obtain and activate their debit cards, empowering them with immediate access to banking services.
• Customers will be able to utilize the MFK for issuing new cards, requesting additional cards, replacing cards, and renewing expired cards.
  
  

Wage Protection Registration

Features

Electronic salary transfer system that allow companies to pay employees wages through the bank. An end-to-end salary processing functionality through QR or Bar code downloaded form.