Loans Rates
RATES AS ON 1ST January 2024
Housing loan
|
Housing loan |
Interest rate |
|
Housing Loan - Purchase |
5.50% |
|
Housing Loan - Renovation etc. |
5.50% |
|
Housing Loan - Developer |
5.50% |
|
Buyout |
5.25% |
Personal loan
|
Personal Loan |
Period |
Interest rate |
|
Short Term Personal Loan |
12 months |
5.00% |
|
Short Term Personal Loan |
24 months |
5.25% |
|
Short Term Personal Loan |
36 months |
5.50% |
|
Personal Loan |
4 years and above |
5.75% |
|
Top up / Buyout |
All |
5.25% |
Auto loan
|
Auto Loan |
Period |
Interest rate |
|
Short Term Auto Loan |
12 months |
4.50% |
|
Short Term Auto Loan |
24 months |
4.75% |
|
Short Term Auto Loan |
36 months |
5.00% |
|
Auto Loan |
4 years and above |
5.25% |
Special Rate
Discount on the above mentioned rates.
|
Al Riyadah Customers |
0.25% |
|
Ladies Segment |
0.15% |
|
Al Rifaa Customers |
0.15% |