Personal Loan

Financial support to turn plans into reality

Minimum Personal Loan amount: OMR 1,000
Maximum Personal Loan amount: OMR 500,000
Short term tactical personal loan available
Loan top-up facility available
Special discount of 0.25%offered on interest rate to Al Riadah customers and 15% offered on interest rate to Ladies & AL Rifaa customers.

Got a financial need you did not anticipate? No problem.

The BankDhofar Personal Loan facility is designed to help you overcome financial constraints that keep you from fulfilling your personal plans. Be it a holiday you deserve or an overdue makeover project for your home, you will find all the support you need here.

Apply for a Personal Loan now

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Personal Loan Checklist

Copy of ID card / Resident card
Most recent salary certificate

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Frequently Asked Questions

Search FAQs

If you are an Omani national or an expatriate aged over 18 years, and earning a minimum salary of OMR 300, you are eligible to apply for a BankDhofar Personal Loan.

BankDhofar offers competitive rates for all customers, and special rates for Ladies segment.

To know more, call us anytime 24x7 on 24791111.

Yes, up to 2 repayment deferments per year (inclusive of Eid Deferment) can be requested during loan application.

Yes, Short Term Personal Loan is available for tactical needs, such as:

School fees
Marriage fees
Travel fees
Health and beauty treatment fees

Yes, you can apply for top-up or enhancement of their personal loans, provided you fulfil ANY ONE of the following conditions:

Existing loan has been repaid regularly for 24 months or more, or
50% or more of existing loan is repaid, or
Existing loan is less than full eligible amount.

Yes, BankDhofar offers special discounted interest rates for government, quasi-government and approved company employees who avail a Personal Loan of OMR 5,000 or more.

Tenure: Up to 1 year
Government / quasi-government - 3.5%
Other approved employers - 3.75%

Tenure: Over 1 year, up to 2 years
Government / quasi-government - 3.75%
Other approved employers - 4.00%

Tenure: Over 2 years, up to 3 years
Government / quasi-government - 4.00%
Other approved employers - 4.25%

IMPORTANT

No repayment deferment is permitted under this scheme.

To know more, please call us anytime 24x7 on 24791111.

You can apply on www.bankdhofar.com, or drop in at any BankDhofar branch. Find your nearest location click here.

If you have a query, call us anytime 24x7 on 24791111.

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