• Application form
• Salary certificate
• Bank Statement
• Insurance form
• Copy of valid Resident ID and passport or visa (expatriate)
• End-of-service benefit statement (expatriate)

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The date of the card statement is the 3rd of every month. For instance, if you made a credit card purchase on 4/1/2023 for the amount of OMR 200, then calculation of the grace period is as follows:

• Date of purchase: 4/1/2023
• Date of receiving the second settlement: 3/2/2023 (30 days)
• Date of payment: 20/2/2023 (17 days)
• Total Grace Period: 30 + 17 days = 47 days

Easy Payment Plan (EPP) is a plan that allows the cardholder to convert a purchase into smaller installment payments over a fixed period of time.

Features

• EPP can be availed via SMS
• Payment in 3, 6, 9 or 12 monthly installment
• 0% interest on installment amounts
• Zero service charge

Terms & Conditions

• Minimum transaction amount: OMR 100
• EPP eligible only on purchase transaction (ATM withdrawals not eligible)
• Valid on all BankDhofar Credit Cards (except E-Com & Corporate Card)

Annual Fee - Primary Card:

• Visa Infinite: OMR 50
• World Mastercard: OMR 50
• Platinum Mastercard: OMR 30
• E-Com Mastercard: OMR 12

Annual Fee - Supplementary Card

• Visa Infinite Card: OMR 25
• World Mastercard: OMR 25
• Platinum Mastercard: OMR 15
• Interest Rate: 5 % per month
• Cash Advance Fee: 3% or OMR 5, whichever is higher
• Card Replacement (Lost / Stolen): OMR 20 (OMR 5 for E-Com card)
• Limit Enhancement / Change: OMR 10
• Monthly Payment Due / Installment Percentage Change: OMR 2
• Over Limit Fee: OMR 5
• Late Payment Fee: OMR 10
• PIN Re-Issue Fee: OMR 5
• Temporary Limit Increase: OMR 5
• Credit Card Funds Transfer: 3% or OMR 5, whichever is higher
• Foreign Exchange Mark-Up Fee: Up to 5% (For International Transactions)
• Minimum Amount Due: 3% or OMR 10, whichever is higher
• Validity for all BankDhofar Card validity is 5 years however, for E-Com is for 1 year

Your BankDhofar Credit Card is designed with several layers of protection, but there are good user guidelines that you can follow to ensure you stay secure while enjoying all of your card’s many benefits.

• Do not keep your PIN number together with your card.
• Do not write your PIN number on the card, or disclose it to anyone for any reason.
• Sign the new card immediately upon receipt and destroy any old ones.
• Do not leave your card, wallet or bag unattended.
• Retain copies of all sales, ATM and withdrawal slips for statement verification.
• Ensure your card is returned after every use, and check that the card returned is yours.
• Update BankDhofar immediately of any change in mailing / delivery address or phone number. Please remember, failure to notify constitutes material breach of the terms of cards insurance.