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Al Rifaa Privilege Banking

Enjoy Ultimate Banking Experience with Al Rifaa Privilege Account

  • Special discount on personal loans up to 0.15% offered on interest rates
  • Visa Platinum Debit Card
  • MasterCard Platinum Credit card
  • Suite of offers & benefits on debit card
  • Instant card issuance at the branch
  • Higher interest rate of High Yield account up to 0.15%
  • Easy activation of card via ATM
  • 24/7 access via internet banking, mobile app & ATM
  • Complimentary lounge access at select airports
  • Home loan amount up to OMR 500,000 or 90% of Property Value
  • Open your account via Intilaqa

You need a bank account that’s as savvy and versatile as you.

That is why BankDhofar Al Rifaa is designed to offer more than access to a suite of exceptional banking services – but to a host of lifestyle features as well. Now, you have financial products and services meant to help you truly live your life, your way.

Apply for a Al Rifaa Account now 

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Loan Features

Home Loan

The ideal way to own your dream home

  • Quickest loan process time
  • Get low preferential interest rates
  • Repayment tenure up to 25 years
  • Home loan amount up to OMR 500,000 or 90% of Property Value.
  • Home Loan available to joint account holder

Personal Loan

Financial support to turn plans into reality

  • Minimum Personal Loan amount: OMR 1,000
  • Maximum Personal Loan amount: OMR 500,000
  • Short term tactical personal available
  • Loan top-up facility available
  • Special discount  of 0.15% offered on interest rate to Al Rifaa  customers

Auto Loan

The easy route to own your dream car

  • Up to 10 years repayment tenure
  • Loan up to OMR 120,000.
  • Monthly deduction of life insurance covering loan amount
  • Special discount of 0.15% offered on interest rate to Al Rifaa customers.

Frequently Asked Questions

If you have an account in Bank Dhofar and earn a monthly salary of OMR 1,000 or above; or you have a minimum monthly average balance in deposits of OMR 10,000 with BankDhofar, you are eligible upgrade your account to Al Rifaa Account

You can visit any of our branches in the Sultanate and request the upgrade form. Please call the BankDhofar Call Center on +968 24791111 for any assistance.

  • Higher interest rate on deposit to 0.15%
  • Preferential rate on loans up to 0.25%
  • Enjoy secure, seamless shopping and recognition internationally with your Platinum Debit and Credit Cards.
  • Enjoy access to exclusive airport lounges at select destinations with your credit card
  • Access special offers & promotions from top brans for Al Rifaa accountholder

The BankDhofar Al Rifaa MasterCard Platinum Credit Card is designed to offer you a host of exclusive benefits and privileges.

TRAVEL

  • Enjoy unlimited complimentary access to PrimeClass lounge in Muscat International Airport, Khareef Lounge in Salalah Airport, and the Oman Air lounge in Bangkok.
  • Enjoy unlimited complimentary access to over 25 regional and international lounges across UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, and more through the LoungeKey app. 
  • Enjoy exclusive dining to travel and entertainment benefits via ‘Priceless Cities’, a collection of thousands of offers in over 40 cities and countries around the world.
  • Enjoy discount on travel booking with Cleartrip. 
  • Enjoy special rates on Avis car rentals.
  • Get discounts at hotels and resorts across Europe, Maldives, India, Middle East and Africa.

LIFESTYLE

  • Enjoy the luxury with savings at the Bicester Village Shopping Collection boutique.
  • Get discounts on grocery or food orders twice per month on the Talabat app.
  • Get 1000s of offers throughout Middle East and Africa across fine dining, premium spas and activities on the Priceless Specials app.

PROTECTION

  • Get Purchase Protection with automatic protection from theft and accidents for your purchases up to 180 days from date of purchase.

For detailed list of offer and benefits, please click here.

A BankDhofar Al Rifaa Account simplifies the process for you to avail a Home Loan, Personal Loan or Car Loan on competitive terms. You account also enables you to access Personal Accident Insurance, Motor Insurance and Travel Insurance. Terms and conditions may apply. To know more, please call +968 24779111. 

Al Rifaa accounts with monthly minimum balance below the eligibility criteria will be charged an amount of OMR 5 per month. 

Yes, you can. You can visit any BankDhofar branch in the Sultanate and offer a written request for downgrading your account. 

Drop in at any BankDhofar branch near you. Find your nearest
location here.  If you have a query, call us anytime 24x7 on +968 24779111.

Contact us

Do you need further assistance or have questions about Al Rifaa Account? 
We are here to help you. Do not hesitate to contact us.

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