Empowering SMEs

Accounts, Cards, and Digital Banking designed for your growth

	Receive payments through a variety of payment solutions (POS machine, Soft POS, QR Code, Payment link)
	Manage expenses using Business Credit Card and Business Debit Card
	Manage your finances with our Digital Banking Solutions
	Reach us at SME Centers across Oman

Ready to grow your business? Apply now with Numo

Apply for a Numo Account now

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Welcome to Numo

Bank Dhofar’s dedicated SME banking platform. Whether you're just starting or expanding, we provide tailored banking solutions to support your journey. Our Relationship Mangers are ready to support and guide you at your place.

Features

Debit & Credit Cards

Choose from our SME Debit and Credit Cards – enabling seamless local and international transactions, online payments, and expense tracking.

WPS

Simplify your payroll with our WPS (Wage Protection System). Automate salary transfers with compliance and ease, helping you focus on your business.

POS

Accept card payments anytime, anywhere with our POS and Soft POS solutions. Quick settlements, competitive rates, and 24/7 support included.

Digital Banking

Access your SME account 24/7 with our user-friendly internet and mobile banking platforms. Manage payments, transfers, and track expenses with ease.

Frequently Asked Questions

Search FAQs

SME Numo is a specialized banking solution tailored to meet the unique requirements of small and medium enterprises, offering exclusive benefits and premium services.

To be eligible for SME Numo, you need to maintain a minimum average monthly balance of OMR 5,000.

Cheque Book:
Receive 1 free cheque book per year.
Additional cheque books are available at OMR 3.150 per book of 50 leaves.
Service Charges:
OMR 21, waived entirely.
Wage Protection System (WPS):
Enjoy 6 free transactions within the first year.
Charges after the 6th WPS processing:
Transactions from branches:
OMR 2 if the number of records is less than or equal to 20.
OMR 5 if the number of records exceeds 20.
Transactions from Internet Banking:
OMR 5 per file.
Debit Card:
Receive free cards upon upgrade.
Additional cards are available at OMR 10.500 each.
Credit Card:
Annual fee waived for the first year.
Local Remittance:
First transaction is free.
Every third transaction thereafter is free.
International Remittance:
First transaction is free.
Every third transaction thereafter is free.

The Minimum Monthly Balance Charges (MBC) are OMR 5.250 per month if the average balance of OMR 5,000 is not maintained.

If you wish to open an account, please visit the nearest branch to you.

If you are an existing customer, you can visit the nearest branch to upgrade your account to SME Numo account.

Commercial entities classified as Micro, Small or Medium enterprises can avail products offered by Numo SME Banking. If you are a business having a turnover of less than RO 5 Mn and have less than 150 employees, Numo SME Banking is for you.

We currently have SME Centers in Muscat (Azaiba and Maabela), Nizwa, Sohar and Salalah.

Yes, you can walk into any Bank Dhofar branch to avail Numo SME Banking products.

Yes, you can transact with ease using your business Debit Card.

Contact us

Do you need further assistance or have questions about Corporate Current Account?
We are here to help you. Do not hesitate to contact us.

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